CONVENTIONAL 1% DOWN PROGRAM

✅ Only 1% Down Payment Required

• You bring just 1% down.

• We’ll contribute an additional 2% — up to $7,000 — as a forgivable grant.

• No repayment is required, even if you sell or refinance your home later.

FHA

FHA home loans are insured by the Federal Housing Administration (FHA), and can only be provided by lenders approved by the FHA. This type of mortgage has a fixed term length of either 15 or 30 years. It’s a popular choice among first-time homebuyers in Kansas City, as well as buyers with limited savings or lower credit scores.

VA

• You can buy a home with no down payment.

• There is no limit to the amount you can borrow on a VA loan.

• You won’t have to pay Private Mortgage Insurance (PMI, since the loans are backed by the government.

• There’s no minimum credit score requirement.

DPA - Down Payment Assistance

1. Payable and Non-Repayable Options. When it comes to financing your home, one size rarely fits all. That’s why our DPA program offers both payable and non-repayable options. Whether you prefer a structured repayment plan or assistance without the obligation to pay back, we have tailored solutions to suit your needs.